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...not the banks! Home Loans Car Loans We work for you Contact Us! How can we help? Loan Calculators Deposit Options that's right for you! First Home Buyer Purchase A House Information Find a home loan Find A Better Deal Let's point you in the right direction Repayment How Much Stamp Duty How Much Calculator Can I Borrow Deposit Calculator Calculator understand your numbers Loan Calculators

What we do

The Broker Team are Mortgage Brokers in Bendigo and Macedon Ranges specialising in Home Loans, Car Loans and Equipment Finance. Mortgage Brokers Trev Shand, Matt Roulston and Brenden Sparke head up a team of passionate locals who love helping people acheive their dreams of property ownership.

Finding the right loan can be a time consuming experience – our goal is to make this journey as hassle free as possible. With our knowledge and years of experience, we will make sure you are provided home loan options with the most suitable lenders for both your current and future needs.

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5.0 Google Rating

Trusted by local Bendigo home buyers for over 19 years

Who We Help

  • First Home Buyers

    Nothing excites us more than helping people into their first home. We'll help you understand all the requirements, government grants and deposit options so that you can be in your first home sooner.

  • Property Investors

    We are specialists in property investment loan structures. As keen property investors ourselves, we'll help you consider all your options potentially avoiding costly mistakes.

  • Looking to Refinance?

    It's important to review your home loan at least every two years. Banks are notorious for offering their best rates to new customers while leaving existing loyal clients on higher rates. As a mortgage broker, our job is to ensure you aren't paying too much 'loyalty tax' to your current lender.

  • Purchasing a New House?

    Do you need to sell your existing home first, or can you buy first? We'll help you understand your options to help make that move as easy and stress free as possible.

  • Looking to Move to Bendigo?

    The Broker Team understands the Bendigo property market and what lenders require in certain rural situations. We know the lender requirements for regional postcodes and larger acreage properties. Our local knowledge could help you secure yourperfect property.

  • Car Loans & Equipment Finance

    Whether you're buying a car or equipment for personal or business we'll help you find the right finance solution. We compare multiple lenders to structure your loan properly — helping you secure competitive rates, flexible terms, and fast approvals.

More About Home Loans
More About Car Loans

Loan Calculators

Get started with our range of instant, online calculators – calculate your borrowing power, home loan repayments, how much deposit you’ll need for a property and more.

Repayment Calculator

Work out your repayment amount and how much you could save by paying extra.

Deposit Calculator

Work out your purchase costs and how much you need to save for a deposit.

Borrowing Power

Estimate how much you can borrow based on your own income and expenses.

Refinance Calculator

How much could you be saving? Compare your actual rate to a lower one.

Stamp Duty Calculator

Calculate how much Stamp Duty you will potentially pay in Victoria.

Why So Many Bendigo Home Buyers Trust The Broker Team

Choosing the right mortgage broker can make a big difference when arranging your home loan. At The Broker Team, we focus on helping Bendigo home buyers and property investors make confident lending decisions through clear advice and personalised support. Our goal is to make the process as fast and efficient as possible, helping you achieve your property goals sooner.

Experienced Mortgage Brokers

For over 19 years, our team has helped hundreds of clients with home loans in Bendigo to purchase their first home, refinance their existing mortgage and build property portfolios. Our brokers work together as a team to make the journey as smooth, efficient and hassle-free as possible.

You can also leverage this expertise to secure a competitive car loan in Bendigo, featuring fast-tracked pre-assessments and specialist advice tailored to your personal or business needs.

We work for you, not the banks

Rather than relying on a single lender, we compare hundreds of home loan options from a wide range of lenders to help find a competitive loan that suits your needs.

Most importantly, we work in your best interests, not the banks. Our team will only present loan options that we would be comfortable recommending if we were in your situation.

Local Bendigo and Regional Knowledge

As a local mortgage broker in Bendigo, we understand the Bendigo property market and the challenges buyers can face when securing finance in regional areas.

Factors such as postcode restrictions, property zoning and large acreage properties can sometimes affect lending decisions. Our experience with lender policies in regional areas helps us match the right lender to your situation.

Trusted by Local Clients

Many of our new clients come through referrals from existing customers, which reflects the strong relationships we build with the people we help.

In fact, many clients we assisted years ago are still referring friends and family to us today. We are even helping the next generation of families secure their first homes — just as we did for their parents.

Support from Start to Finish

From your first enquiry through to loan approval and settlement, we guide you through the entire process.

Whether it’s understanding your borrowing capacity, comparing lenders or managing the application process, our team handles the details so you can focus on finding the right property.

Speak to a Mortgage Broker

Our Home Loan Process

Applying for a home loan involves several steps. Our team manages the process and keeps things simple for you.

  • Step 1 - Initial Appointment

    We begin by understanding your goals and what you are wanting to acheive. This is usually done over the phone with one of our mortgage brokers.

  • Step 2 - Assessing your Borrowing Capacity

    We assess your income, expenses and existing debts to determine how much you may be able to borrow.

  • Step 3 - We'll present you with your Home Loan options

    We compare lenders and loan products to identify options that suit your circumstances. We will present these options to you in a detailed appointment via video call or in the office.

  • Step 4 - Loan Application

    Once you select a loan, we prepare and manage the application process with the lender.

  • Step 5 - Approval and Settlement

    We work with the lender, conveyancer and other parties to ensure your loan progresses smoothly through to settlement.

What our clients say...

We’re proud that many of our clients come to us through referrals from friends and family.

We have used Trev from the Broker Team for the best part of 10 years for home finance, refinance, bridging finance and construction loans. Trev has always been professional, courteous with amazing attention to detail and an ability to get the best deal for his clients. His advice and help have been invaluable, and I have no hesitation to recommend him. The same goes for the support staff at the Broker Team: always courteous, professional and very fast replies to any queries.

Michael H

My partner and I have just purchased our first home and with the massive help from Brad Walkington at The Broker Team. We highly recommend Brad he is easy to talk to and made the purchase of our first home an amazing experience.

Zoe L

Codetic

We were put onto The Broker Team via recommendation from a close friend who has bought 2 homes and refinanced through them. Working with Brenden I was immediately impressed. He was honest, transparent and very non-judgmental of my sometimes ignorant questions. He was always readily available, and when we did make an offer, got us approval within a few business days on a highly competitive rate that met all of our agreed needs.

Phil B

Codetic

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Bendigo

  • 1a King Street, Bendigo VIC 3550
  • 03 5444 0104

Kyneton

  • 20 High Street, Kyneton VIC 3444
  • 03 5444 0104

Your Local Bendigo and Macedon Ranges Mortgage Broker

The Bendigo property market continues to attract both home buyers and property investors due to its affordability, lifestyle and strong regional economy.

Our team regularly assists clients purchasing homes throughout Bendigo and surrounding areas including:

  • Kangaroo Flat
  • Strathdale
  • Strathfieldsaye
  • Kennington
  • White Hills
  • Jackass Flat
  • Golden Square
  • Eaglehawk
  • Epsom
  • Huntly
  • Elmore
  • Marong
  • Castlemaine
  • Kyneton
  • Woodend

Understanding the local property market can make a big difference when choosing the right home loan structure.

03 5444 0104
Speak With A Broker