Borrowing Power Calculator

Calculate your borrowing power based on your income and expenses

{"field_7c12bfb":{"display_mode":"show","fire_action":"All","logic_data":[{"cfef_logic_field_id":"BPSingleJointApplication","cfef_logic_field_is":"==","cfef_logic_compare_value":"Single","_id":"8dbad83"}]},"BPAnnualIncome2":{"display_mode":"hide","fire_action":"All","logic_data":[{"cfef_logic_field_id":"BPSingleJointApplication","cfef_logic_field_is":"==","cfef_logic_compare_value":"Single","_id":"de614d9"}]},"field_8055aef":{"display_mode":"show","fire_action":"All","logic_data":[{"cfef_logic_field_id":"BPSingleJointApplication","cfef_logic_field_is":"==","cfef_logic_compare_value":"Single","_id":"8dbad83"}]},"BPRentalIncome2":{"display_mode":"hide","fire_action":"All","logic_data":[{"cfef_logic_field_id":"BPSingleJointApplication","cfef_logic_field_is":"==","cfef_logic_compare_value":"Single","_id":"de614d9"}]},"BPFamilyTaxBenefit2":{"display_mode":"hide","fire_action":"All","logic_data":[{"cfef_logic_field_id":"BPSingleJointApplication","cfef_logic_field_is":"==","cfef_logic_compare_value":"Single","_id":"de614d9"}]}}

Calculate your borrowing power.

Single or Joint Application

Single Couple

How many dependents under 18?

Tell us about your commitments

Monthly Repayments on other Home Loans

Monthly Repayments on on Personal Loans and/or Car Loans

Total Combined Credit Card Limits

Tell us about your additional monthly expenses

Private School Fees

Private Health Insurance

Child Support

Ongoing Rent/Board

Investment Property Expenses

And finally, your annual income.

Applicant 1 Annual Income

Applicant 2 Annual Income

Applicant 1 Rental Income

Applicant 2 Rental Income

Applicant 1 Family Tax Benefit

Applicant 2 Family Tax Benefit

Approximate Borrowing Power is between

and

Disclaimer: This calculator provides an estimate of the loan amount available over a 30 year term based on the income and expenses entered. The results should be used as an indication only and do not represent a quote or pre-qualification for a loan. This calculator makes assumptions based on multiple lender criteria and is not intended to be relied on for the purposes of making a decision in relation to a financial product.

To obtain a more accurate estimate of your borrowing power we recommend you speak with one of our specialist mortgage consultants. Please complete your details below to arrange a more detailed assessment of your borrowing potential.

Purchase Price plus Purchase Costs

Loan to Value Ratio (inclusive of LMI)

$3130

EXPENSES

Tell us about your monthly commitments

Tell us about your additional monthly expenses

Borrowing Power Calculator

Let's Get Started

Let us find the right loan for you!

Purchase Price plus Purchase Costs

Loan Amount (inclusive of LMI) (?)

Loan to Value Ratio (inclusive of LMI)

$3130

$3130

$3130

$3130

Home Loans

Car Loans

Calculators

Info